Terms of Service
Last updated: September 23, 2025
These Terms of Service ("Terms") govern your use of FinnaCalc's website and services. By accessing or using the services, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the services.
The right to update these Terms at any time is reserved. Changes will be effective immediately upon posting. Your continued use of the services after changes are posted constitutes acceptance of the new Terms.
FinnaCalc provides free financial calculators and planning tools for personal and business use. The services include but are not limited to:
- • Business financial calculators (startup costs, break-even analysis, ROI, etc.)
- • Personal finance tools (tax calculators, loan analyzers, etc.)
- • Educational content and financial planning resources
- • Data export and sharing capabilities
Important: The calculators provide estimates for planning purposes only. Results should not be considered as professional financial, tax, or legal advice.
By using the services, you agree to:
- • Use the service only for lawful purposes and in accordance with these Terms
- • Provide accurate information when using the calculators
- • Not attempt to interfere with or disrupt the services
- • Not use automated systems to access the services without permission
- • Respect intellectual property rights
- • Not share or distribute malicious content
- • Comply with all applicable laws and regulations
Financial Advice Disclaimer
FinnaCalc does not provide financial, investment, tax, or legal advice. The calculators and tools are for informational and educational purposes only. Results are estimates based on the information you provide and should not be relied upon for making financial decisions without consulting qualified professionals.
Accuracy Disclaimer
While efforts are made for accuracy, no warranties are made about the completeness, reliability, or accuracy of the calculators or information. Financial regulations, tax laws, and market conditions change frequently, and the tools may not reflect the most current information.
No Warranty
The services are provided "as is" without any warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, FinnaCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- • Financial losses resulting from use of the calculators
- • Business interruption or loss of profits
- • Data loss or corruption
- • Third-party claims or damages
Total liability for any claims arising from your use of the services shall not exceed the amount paid for the services (which is $0 for free services).
The FinnaCalc website, including its content, features, and functionality, is owned by FinnaCalc and is protected by copyright, trademark, and other intellectual property laws.
You may use the services for personal and business purposes, but you may not:
- • Copy, modify, or distribute content without permission
- • Use trademarks or branding without authorization
- • Create derivative works based on the services
- • Reverse engineer or attempt to extract source code
Your privacy is important. The collection and use of personal information is governed by the Privacy Policy, which is incorporated into these Terms by reference. By using the services, you consent to the collection and use of information as described in the Privacy Policy.
Access to the services may be terminated or suspended immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the services will cease immediately.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the services shall be resolved through binding arbitration or in the courts of competent jurisdiction.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and FinnaCalc regarding your use of the services.
If you have any questions about these Terms of Service, please make contact:
Help & Assistance: helpfinnacalc@gmail.com
Inquiries: finnacalc@gmail.com